Tuesday, July 27, 2010

First Checking Account

I have an adult friend who is often asking for advice about keeping a budget.  He stated that half the reason why he wanted a mate was for help with his finances.  My response was that he didn't want a mate; he wanted a mother.
Over the next few days, I pondered how I was going to teach my teenagers about money and budgets.  It also helped that my bank was offering high school checking accounts for no fee, no minimum balance, with a bonus $50 if the account was used to make 5 monthly debit card uses or had automatic deposits.  I'm part Scottish, so $50 is $50 and we went down to the bank to open both a checking account (which he funded) and a savings account (which I funded).  He will get a text message if his balance drops below $50 and his savings will act as his overdraft protection.  Once he gets his ATM card, I need to get him to make some purchases for me, which I will then reimburse him for.
Next we get to learn how to balance the account with the monthly statement.  I want my sons to be ready when they live away from home.  I also want them to be good mates without depending on their partners for basic life skills.


I decided not to write anything until I wasn't ranting about how hurt I was.  Yes, it sucked, and yes, it has changed me, but I'm not spending the days wishing all kinds of evil.  I have spent a few days counting Priuses.. Prisii? Not sure what the plural is.
This started when Jon's XC coach commented that he can always tell when he is back in Berkeley due to all the Priusii here.  I had never thought much of it, so I began counting.
While waiting for a traffic light one Thursday afternoon in front of the farmer's market in North Berkeley, I was passed by 17 Priusii. I made a trip to Oakland to pick up some medication and on the trip I counted 85 Prisii.  It was only the next town over, not a day trip!  On a drive to drop off kidlet #1 at the high school 2 miles away, the count was 25.
Yes, I guess Berkeley does have its share.  How green is your community?
Oh, and Brenda, thanks for the sauce from the Back Door BBQ